Medigap Monday: Hospital costs with Plan G and Medicare

As we all know, going to the hospital can be a very pricey visit. If you are hospitalized, your Medicare Part A deductible is $1,364 for 2019. That deductible is a per occurrence deductible so you would normally have to pay that every time you are hospitalized. That deductible doesn’t include any procedures or treatment you have done. This is the cost if you have Medicare ONLY, however with Medicare and the Medicare Supplement Plan G, you would pay nothing. The Medicare Supplement Plan G covers that deductible for you. If you are admitted to the hospital, Medicare has a co-pay starting day 61 and that increases starting day 91. The Medicare Supplement Plan G would cover that for you as well. So, to answer the question, “What would I have to pay with Medicare and a Medicare Supplement Plan G?” you would pay nothing, with Medicare and the Medicare Supplement Plan G your hospital costs are zero.