The more insurance companies (aka carriers) a licensed agent represents, the more Medicare options you have. Some agents represent more carriers than others. When conversing with an agent during the Medicare Annual Election Period (AEP), your first question should always be: “How many carriers do you represent?”
Medicare Questions To Ask
Follow that with these five important questions during AEP for Medicare:
How does the agent’s company handle customer service? In-person, on the phone or online?
How many clients do you currently have? Will you get the attention you need?
How long have you been an agent? An experienced agent may be more knowledgeable.
Do you offer both Medicare Advantage and Medicare Supplement? Your health care needs may change. Agents who can offer both plans give you more choice.
What’s your annual review process? How can the agent reduce your costs and improve your coverage?
LEGAL DISCLAIMER: The above is meant to be strictly educational and not intended to provide medical advice or solicit the sales of an insurance product or service of any kind.