Medigap Monday: Does Medicare Supplement Plan G cover Skilled Nursing Facility care?
Medicare Supplement Plan G covers everything that Medicare covers, so it does cover care in a Skilled Nursing Facility. For Medicare cover you in a Skilled Nursing Facility you have to have a qualifying 3 days or more admission to a hospital. If you are transported to a Skilled Nursing Facility, Medicare will cover the first 20 days. However, starting day 21, you would normally have to pay out of your own pocket to continue care. If you have the Medicare Supplement Plan G, it will pay the per day co-pay that Medicare does not pay starting day 21 to day 100. With Medicare and Medicare Supplement Plan G, if you should need the care of a Skilled Nursing Facility, you will be covered for 100 days of care at no cost to you.