Medigap Monday: Does Medicare Supplement Plan G cover hospital bills?
The Medicare Supplement Plan G covers your Medicare Part A hospital bills, including the deductible and services not once, but every time you are hospitalized. Generally, Medicare pays 80 percent and Plan G pays the remaining 20 percent. Consequently, you pay no hospital costs.
Medicare Part A (Hospital Insurance) covers hospital services, including semi-private rooms, meals, general nursing, drugs as part of your inpatient treatment, and other hospital services and supplies. Part A covers care you get in the following facilities:
- Acute care hospitals
- Critical access hospitals
- Inpatient rehabilitation facilities
- Long-term care hospitals
If you do not have a Medigap Plan, you pay Original Medicare costs. Otherwise, you pay a Medicare Advantage plan.
Original Medicare Costs in 2021
- $1,484 deductible for each 60-day hospital benefit period.
- $0 coinsurance for days 1–60
- $371 coinsurance for days 61–90
- $742 coinsurance per each “lifetime reserve day” for days 91+
- Beyond lifetime reserve days: all costs
Last Updated on August 24, 2021 by Brian Kondas