Medigap Monday: Does Medicare Supplement Plan G Cover Chiropractors

Medicare does cover medically necessary chiropractic services. According to the CMS, Medicare Part B now covers 80% of the cost for “manipulation of the spine if medically necessary to correct a subluxation.” You can go as many times to the chiropractor as long as it’s medically necessary. There is no cap to those visits. Medicare doesn’t cover other services or tests ordered by a chiropractor, including X-rays, massage therapy, and acupuncture

Under Medicare Supplement Plan G, you would have to pay your Medicare Part B annual deductible ($183.00 for 2018). After that deductible has been met, the Plan G will pay the 20% coinsurance. Combined with Medicare there will be no charge for any medically necessary chiropractic work.