Medicare Supplement Plan G
The Medicare Supplement Plan G (also referred to as Medigap Plan G), is the second most comprehensive Plan that you can choose. The Plan G will pay all of the copays, deductibles, and co-insurance that original Medicare does not pay except for the Medicare Part B Deductible. For 2020 the Medicare Part B Deductible is only $198.00. So once you have paid the first $198.00 of your Doctor bills, you will have no more out of pocket costs for the remainder of the year.
With a Plan G, you will be able to go to any Hospital, Doctor or Provider that accepts Medicare. You will not need any referrals to see a Doctor.
Supplement Plan G is a Better Value Than Plan F
On average the Plan F is $400 to $600 dollars more expensive than Plan G. The only difference in coverage between Plan F and Plan G, is that Plan G requires you to pay the Medicare Part B annual deductible. The 2020 Medicare Part B Deductible is $198.00. Does it make sense for you to pay your Medicare Supplement Plan Carrier $300 to $600 dollars more so that they can pay your $198 dollar deductible?
Plan G will save you money!
(Click the images below to watch short videos provided by our owner, Robert Bache aka “MedicareBob”)
Plan G Standardized Coverage
The Medicare Supplement Plan G is “standardized” by Medicare. This means that the Plan G offers the same exact coverage regardless of the insurance company that is offering it. However, the insurance companies are allowed to charge different monthly premium amounts for the same exact Plan G.
For example, Blue Cross Blue Shield Plan G offers the same benefits as Mutual of Omaha’s Plan G. Even if Blue Cross Blue Shield is charging more money for the Plan G compared to Mutual of Omaha, the benefits are exactly the same!
This is why it is important you shop for the best valued plan G. Senior Healthcare Direct can help! All of our agents represent over 30 different top rated insurance companies that offer the Medicare Supplement Plan G, so we ensure that our clients get the best value for their Plan G.
Watch the video below to see proof of this:
With the Medicare Supplement Plan G, once you pay the Medicare Part B Deductible, which for 2019 is only $185.00, the Plan G will pay the 20% that Medicare would normally charge you for all of your Part B Services. You can get your Medicare quote here.
After you pay the $185.00 deductible you will have NO COPAYS!
If you have Medicare and a Medicare Supplement Plan G, you will not have to pay any bills when you go into the hospital. You also have the right to go to any hospital in the Country that accepts Medicare. The Plan G gives you the piece of mind that when you are traveling, you have the same coverage in all 50 states.