Medicare Supplement Plan G
The Medicare Supplement Plan G (also referred to as Medigap Plan G), is the second most comprehensive Plan that you can choose. The Plan G will pay all of the copays, deductibles, and co-insurance that original Medicare does not pay except for the Medicare Part B Deductible. For 2020 the Medicare Part B Deductible is only $197.00 So once you have paid the first $197.00 of your Doctor bills, you will have no more out of pocket costs for the remainder of the year.
With a Plan G, you will be able to go to any Hospital, Doctor or Provider that accepts Medicare. You will not need any referrals to see a Doctor.
Medicare Supplement Plan G offers a better value compared to Medicare Supplement Plan F:
On average the Medicare Supplement Plan F is $400 to $700 dollars more expensive than the Medicare Supplement Plan G. The only difference in coverage between the Plan F and the Plan G, is that Plan G requires you to pay the Medicare Part B annual deductible. The 2020 Medicare Part B Deductible is $197.00. It does not make sense for you to pay your Medicare Supplement Plan Carrier $300 to $600 dollars more so that they can pay your $197.00 dollar deductible?
Medicare Supplement Plan G will save you money!
(Click the images below to watch short videos provided by our owner, Robert Bache aka “MedicareBob”)
The Medicare Supplement Plan G is “standardized” by Medicare. This means that the Plan G offers the same exact coverage regardless of the insurance company that is offering it. However, the insurance companies are allowed to charge different monthly premium amounts for the same exact Plan G.
For example, Blue Cross Blue Shield Medicare Supplement Plan G offers the same benefits as Mutual of Omaha’s Medicare Supplement Plan G. Even if Blue Cross Blue Shield is charging more money for the Plan G compared to Mutual of Omaha, the benefits are exactly the same!
This is why it is important to shop for the best valued Medicare Supplement Plan G. Senior Healthcare Direct can help! All of our agents represent over 30 different top rated insurance companies that offer the Medicare Supplement Plan G, so we ensure that our clients always of the best value for their Medicare Supplement Plan G.
Watch the video below to see proof of this:
With the Medicare Supplement Plan G, once you pay the Medicare Part B Deductible, which for 2020 is only $197.00, the Plan G will pay the 20% that Medicare would normally charge you for all of your Part B Services.
After you pay the $197.00 deductible you will have NO COPAYS!
If you have Medicare and a Medicare Supplement Plan G, you will not have to pay any bills when you go into the hospital. You also have the right to go to any hospital in the Country that accepts Medicare. The Plan G gives you the piece of mind that when you are traveling, you have the same coverage in all 50 states.
Medicare does cover medically necessary chiropractic services. According to the CMS, Medicare Part B now covers 80% of the cost for “manipulation of the spine if medically necessary to correct a subluxation.” You can go as many times to the chiropractor as long as it’s medically necessary. There is no cap to those visits. Medicare doesn’t cover other services or tests ordered by a chiropractor, including X-rays, massage therapy, and acupuncture
Under Medicare Supplement Plan G, you would have to pay your Medicare Part B annual deductible ($197.00 for 2020). After that deductible has been met, the Plan G will pay the 20% coinsurance. Combined with Medicare there will be no charge for any medically necessary chiropractic work.