Medicare Part A Deductible 2021
In 2021, your Medicare Part A deductible will increase $76 from $1408 in 2020 to $1484 in 2021. You must pay the Part A deductible before Medicare covers your hospital expenses. However, if you do not become a hospital inpatient in 2021, you do not pay the Part A deductible. When you pay the Part A deductible of $1484 in 2021, you can receive the following hospital coverage.
Part A Hospital Coverage and Costs 2021
Your Part A deductible covers a 60-day benefit period. For example, a hospital admits you as an inpatient in 2021. According to Medicare.gov, for the first 60 days, you have $0 coinsurance. Between days 61 and 90, your coinsurance will increase $19 per day from $352 in 2020 to $371 in 2021. Furthermore, for days 91 and beyond, your coinsurance will increase $38 per day from $704 in 2020 to $742 in 2021.
In addition to Part A deductible and coinsurance costs, you may pay a monthly premium.
Part A Premiums 2021
Most Medicare beneficiaries have already paid their Part A premium before age 65 by having worked 40 quarters. However, for those people who worked less than 40 quarters, you will pay the amounts shown in the table. For example, if you have less than 40 quarters worked, you pay $471 in 2021. Furthermore, if you have between 30-39 quarters worked, you pay $259 in 2021.
Your monthly Part A premiums do not cover medical services outside a hospital setting. Find out what’s not covered by Part A.
What Part A does not cover
Part A does not cover outpatient medical services. For example, Part A does not cover ambulance transport to a hospital or outpatient doctor’s office visits. Discover the free preventive services covered by Part B, as well as the increased premiums and deductible in 2021.