Medicaid Income Eligibility and Your Stimulus Check

Medicaid Income Eligibility and Your Stimulus Check

Medicaid Income Eligibility
SSA commissioner Andrew Saul

Great news, your Medicaid income eligibility will not be affected by the stimulus check. On April 1, 2020, Andrew Saul, the commissioner of Social Security, says:

“SSA will not consider stimulus payments as income for Supplemental Security Income (SSI) recipients, and the payments are excluded from resources for 12 months.”

Because state Medicaid programs cannot impose eligibility requirements stricter than SSI requirements, your stimulus payment should not affect Medicaid eligibility.

President Trump signs CARES Act
President Trump signs CARES Act

Trump Makes America Great!

President Trump made history on March 27, 2020, when he signed into law the single greatest relief bill in American history. The $2 trillion Coronavirus Aid, Relief, and Economic Security (CARES) Act provides all eligible individuals a one-time payment of $1200. Moreover, the CARES Act pays you $500 for each child. For example, if you are a couple (two adults), you get $2400. Furthermore, if you are a couple with two children, you get $3400.

Minutes after signing the $2 trillion relief package, Trump sent the following message on Twitter.

Trump Tweets CARES Act

Who is eligible for a stimulus check?

Any American with an Adjusted Gross Income (AGI) of under $99,000 is eligible for a stimulus check. The majority of Americans with AGI of $75,000 or less will receive the full payment of $1200. The Adjusted Gross Income comes from your 2018 or 2019 tax return filing. You should apply for a stimulus check if you did not file a 2018 or 2019 federal income tax return(except the non-filers listed below). For example, you may not have filed a federal income tax return because your gross income was under $12,200 ($24,400 for married couples).

Non-Filers who do not need to apply for a stimulus check

Seniors and other individuals receiving the benefits listed who did not file a 2018 or 2019 tax return will automatically receive a stimulus check.

  • Social Security retirement benefits
  • Social Security Disability Insurance benefits
  • Railroad Retirement and Survivor Benefits

Medicaid Income Eligibility Requirements

Medicaid is a federal-and-state-funded health insurance program for low-income Americans and their families. Your Medicaid eligibility depends on where you live. However, as a general rule of thumb, if you make less than the federal poverty level or up to twice the poverty level, you may qualify for Medicaid. For example, there are Medicaid programs for pregnant, elderly, disabled, parent/caretaker, and child. 

You can reference the 2020 Poverty Guidelines below to see if you may be eligible for Medicaid.

medicaid income eligibility poverty guidelines 2020
If you make less than the 2020 poverty guideline, you may qualify for Medicaid.

Related Article: The Differences between Medicare and Medicaid