Is Medicare free?

Is Medicare free?

For most people Medicare Part A has no premium, however for most people Medicare Part B does have a premium. The Medicare Part B premium is based on your income. What a lot of people do not like is that it is not based on your current income, the Medicare Part B Premium is typically based on your income from 2 years prior.

Below is a chart illustrating what your Medicare Part B Premium is going to cost you for 2013.

Part B premiums by income

If your yearly income in 2011 wasYou pay (in 2013)
File individual tax returnFile joint tax return
$85,000 or less$170,000 or less$104.90
above $85,000 up to $107,000above $170,000 up to $214,000$146.90
above $107,000 up to $160,000above $214,000 up to $320,000$209.80
above $160,000 up to $214,000above $320,000 up to $428,000$272.70
above $214,000above $428,000$335.70

Source for chart:

Robert Bache aka MedicareBob™

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