FAQ Friday: Does Medicare Cover Chiropractors

Medicare does cover medically necessary chiropractic services. According to the CMS, Medicare Part B now covers 80% of the cost for “manipulation of the spine if medically necessary to correct a subluxation.” You can go as many times to the chiropractor as long as it’s medically necessary. There is no cap to those visits. Medicare doesn’t cover other services or tests ordered by a chiropractor, including X-rays, massage therapy, and acupuncture

Under Original Medicare, without any additional insurance, you would have to pay your Part B deductible ($183.00 for 2018) and 20% coinsurance for all medically necessary chiropractic appointments.

Medicare Supplement Plans will pay the 20% coinsurance. Combined with Medicare there will be no charge for any medically necessary chiropractic work.

Medicare Advantage plans may cover chiropractic care. Since Medicare Advantage Plans are not standardized, each plan can offer a very different set of fees and benefits. Chiropractic coverage is usually available but how much you will pay can vary by plan.