Can you enroll in Medicare Advantage with ESRD?
In 2021, people with ESRD will be able to join Medicare Advantage Plans without any restrictions. Before 2021 you could only join a Medicare Advantage Plan with ESRD in certain situations. Starting in 2021, anyone with End-Stage Renal Disease can join an Advantage Plan.
What is ESRD?
ESRD is End-Stage Renal Disease. In other words, it is a medical condition in which your kidneys stop functioning, and you need regular long-term dialysis or a kidney transplant to maintain life. You will need dialysis when you lose about 85 to 90 percent of your kidney function. In end-stage renal disease, your kidneys do not get better, and you will need dialysis for the rest of your life or a kidney transplant.
What is Dialysis?
Dialysis uses a machine to clean your body. A dialysis machine filters your blood and removes waste, salt, and extra water. Hemodialysis treatment usually lasts about four hours and is done three times per week. Dialysis is expensive!
Your Medicare Advantage Plan May Cost You More
In this MedicareBob video, Robert Bache announces Medicare Advantage Plans are “removing the restrictions for people who have ESRD” in 2021. As a result, Robert Bache, predicts your Medicare Advantage maximum out-of-pocket limits may increase, premiums may increase, or copays may increase. Watch this video and find out why your Medicare Advantage Plan may cost you more money.
Shop Your Medicare Advantage Plan
In this MedicareBob video, Robert Bache advises you to check your ANOC – “Annual Notice of Changes,” which your Medicare Advantage Plan sends you in September. The ANOC includes any changes in coverage, costs, or service area that will be effective in January. If your cost increases, you can shop for a new Medicare Advantage Plan on October 1. If you have End-Stage Renal Disease (ESRD), our office can help you. Shop your Medicare Advantage Plan at Senior Healthcare Direct by calling 1-855-368-4717 or get a quote.
Medicare Advantage vs. Supplement
Find out which is better Medicare Advantage vs. Medicare Supplement. Discover our side-by-side comparison chart that shows you the benefits and costs of Medicare Advantage and Medicare Supplement.