Medicare Open Enrollment Qualifications

Medicare Supplement Plan F – is not the best choice for 2016

The House Approves a “Doc Fix Bill”.

The Story of Medicare: A Timeline (2015)

Medicare Supplement Plan G

What is a Medicare Supplement Plan (Medigap)?

What is the difference between Medicare Advantage Plans and Medicare Supplement Plans?

Is Medicare Supplement Plan G Better then Medicare Supplement Plan F?

Is Medicare Supplement Plan G Better then Medicare Supplement Plan F?

Medicare Supplement Plan G often offers a better value compared to Medicare Supplement Plan F. Medicare Supplement Plan F is still the most popular Medicare Supplement Plan in 2014, but really Medicare Supplement Plan G should be! Medicare Supplement Plan F fills in all of the gaps to Medicare Part A and Part B. Medicare Supplement Plan G offers the same coverage with only one difference, you are required to pay the Medicare Part B Annual Deductible. The Medicare Part B Deductible is only $147.00 for 2014.

On average, the Medicare Supplement Plan F is priced around $25.00 more per month. Why pay the insurance company $300 more per year just so to have the insurance company pay your $147 deductible. Instead, choose Medicare Supplement Plan G and save $300 – $147 = $153.00.

My goal is simple:

  • Educate you about all of our Medicare options.
  • Help you Shop and Compare all of those options.
  • Customer Service: When you call me, I call you back!

CLICK HERE TO GET YOUR MEDICARE SUPPLEMENT QUOTE

SUMMARY:

Plan G: Fills in all of the gaps to Medicare except the Medicare Part B deductible, which is $147.00 per year.

  • Medicare Part B Deductible which is only $147.00 for 2014
  • No copays
  • Any Doctor / Hospital that accepts Medicare

I represent all of the top Medicare Supplement Companies, I save you money by helping you shop.

CLICK HERE TO WATCH A SHORT VIDEO ABOUT MEDICARE SUPPLEMENT PLAN G

 

Robert W. Bache aka “MedicareBob™”

President / Producer

Senior Healthcare Direct

Direct Toll Free: 1-800-525-0299

Company Toll Free: 1-855-368-4717

www.SrHealthcareDirect.com

Learn more about Robert aka “MedicareBob™”

www.MedicareBob™.com

https://www.seniorhealthcaredirect.com/medicarebob/

Please “Like” Senior Healthcare Direct on Facebook:

https://www.facebook.com/MedicareBob™?ref=hl

Twitter: @MedicareBob™ #MedicareSupplementPlanG

Do I have to get Medicare Part B if I’m still working?

Medicare Supplement Plan N

Medicare Supplement Plan N

What is an HMO Medicare Advantage Plan?

Robert Bache

Medicare Supplement OR Medicare Advantage Plan, which is better?

Medicare Supplement vs. Medicare Advantage Plan, which offers better coverage?
A Medicare Supplement Plan works with Medicare to pay the out of pocket costs that Medicare does not pay for. When you have a Medicare Supplement Plan, you will continue to use your Medicare red, white, and blue card, as well as your Medicare Supplement Card.

A Medicare Advantage Plan works in replace of Medicare. Medicare pays a private insurance company to insure you, with the requirement that the benefits are at least as good as what Medicare offers. If you choose a Medicare Advantage Plan, you can put away your Medicare red, white, and blue card because you will only be required to present your Medicare Advantage Plan card to use the insurance.
So which is better?
Good news, there is no wrong answer, they both are good, and both probably offer better coverage than you are used too. Below are the good and the bad for each type of insurance, I hope this helps:

 Medicare Supplement:

The Good:

Flexibility- choice of Doctor and/or Hospital

Predictability- very little out of pocket expense

Pays all hospital bills

You and your Doctor decide your care

Easy to shop and compare the different prices

No referrals are required, no HMO or PPO

Travels with you, same coverage all over the US

Electronic Billing

The Bad:

An additional Monthly Premium ($75-$180)

No dental or vision coverage

Monthly premium increases every year

No prescription drug coverage, you will need Part D

 

In summary, a Medicare Supplement Plan is going to cost an additional monthly premium, but it provides coverage that allows you to choose your own Healthcare Providers, and it is easy to budget because as long as you pay the monthly premium, you will rarely get a bill.

Medicare Advantage Plan

The Good:

Very low monthly premium, sometimes $0.00

Insurance Company helps manage your care

Some dental and/or vision

Includes prescription drug coverage

The Bad:

High out of pocket costs up to $3,500 to $7,500

Doctor / Hospital Network: HMO or PPO

Requires referrals

Annual Contracts, can only change 10/15-12/07

Coverage is limited to your County

Insurance Company decides your care

In summary, a Medicare Advantage Plan operates like group health insurance that most of us have had our whole life, and has a low monthly premium. However, if you are retiring and your income is being reduced, it may be more difficult to have health insurance that is impossible to budget for because you do not know how much you will use the Plan each year.

Candid MedicareBob™: I assist roughly 100 people per month with choosing which Medicare Coverage is the best for them, and 70% of the time, the choice is a Medicare Supplement Plan. This does not mean that I do not like Medicare Advantage Plans, to me it really comes down to the pricing that is available for the Medicare Supplement Plans in your area. If a Medicare Supplement Plan F, G, or Plan N is $100 or less per month, than a Medicare Supplement makes a lot of sense for most people. This being said, I do have clients that cannot afford a Medicare Supplement, this is when I assist them in choosing the right Medicare Advantage Plan for them. As I mentioned previously, both Medicare Supplement Insurance and Medicare Advantage Plans typically offer better insurance than you have had while you were working.

 

You should know: The only time that you are guaranteed approval for any Medicare Supplement Plan is when you first turn 65 years old, or within 6 months of when you start Medicare Part B.

How do I, a licensed insurance agent/broker that sells Medicare Supplements and/or Medicare Advantage Plans make money?

This is a fair question, and I am happy to share this information with you. My services; Medicare education, telephonic enrollment, and customer service, has no additional cost to you. I get paid by the insurance company, not by you.

CLICK HERE TO WATCH A SHORT VIDEO: Medicare Advantage or Medicare Supplement, which is better?

Medicare insurance question? What quotes from 20+ Medicare Supplement Companies? What a chart of the available Medicare Advantage Plans in you County? Call me, Robert W. Bache aka MedicareBob™: 1-800-525-0299.

Robert W. Bache aka “MedicareBob™”
President / Producer
Senior Healthcare Direct
Direct Toll Free: 1-800-525-0299
Company Toll Free: 1-855-368-4717
www.srhealthcaredirect.com
Learn more about Robert aka “MedicareBob™”

https://www.seniorhealthcaredirect.com/medicarebob/

Please “Like” Senior Healthcare Direct on Facebook:
https://www.facebook.com/MedicareBob™?ref=hl

Gallatin County Montana Medicare Supplement Quotes

     Gallatin County Montana      Medicare Supplement Quotes:

Effective     August 2013:

 

Medicare Supplement Insurance: You pay a monthly premium, and in return your Medicare Supplement pays your medical and hospital bills that Medicare does not pay.

 

The three most comprehensive Medicare Supplement Plans are:

Medicare Supplement Plan F: Full Coverage
Medicare Supplement Plan G: Small Deductible ($147.00)
Medicare Supplement N: Small Deductible and Copays (Part B Excess)

A Medicare Supplement (Medigap) also provides freedom when choosing your own Doctors and Hospitals.

Medicare Supplement Insurance pricing is based on: Age, Tobacco Use, Zip Code, etc.

 Gallatin County Montana                         Zip Code:   59715

 

Senior Healthcare Direct represents over 26 different insurance companies. We get paid by the insurance Companies, not you.

A Medicare Insurance Agent costs you nothing,

 but adds Customer Service, Expertise,

Telephonic Enrollment and Customer Service!

 

Below are the lowest Medicare Supplement quotes available in

Gallatin County Montana:                        

Medicare Supplement Male Quotes:

AgePlan FPlan GPlan N
65$113.25$97.45 $77.61
68$121.65$106.72 $84.78
72$140.86$123.98 $98.31

__________________________________________________

Get the best value for your Medicare Plan, call Robert Directly:
1-800-525-0299.
______________________________________________

Medicare Supplement Female Quotes:

AgePlan FPlan GPlan N
65$113.25 $97.45 $77.61
68$121.65 $106.72 $84.78
72$140.86 $123.98 $98.31

 

Call Senior Healthcare Direct today to receive your Custom

Medicare Supplement Quote: 1-855-368-4717 OR

Go to: https://www.seniorhealthcaredirect.com/quoting-engine-2/

 

Robert W. Bache aka “MedicareBob™”

President / Producer

Senior Healthcare Direct

Direct Toll Free: 1-800-525-0299

Company Toll Free: 1-855-368-4717

Bob@MedicareBob™.com www.srhealthcaredirect.com

Learn more about Robert Bache aka “MedicareBob™” https://www.seniorhealthcaredirect.com/medicarebob/

https://www.facebook.com/robert.bache.Medicare

http://www.linkedin.com/pub/robert-bache/54/637/500

https://twitter.com/medicarebob

Please “Like” Senior Healthcare Direct on Facebook:

https://www.facebook.com/MedicareBob™?ref=hl

 

 

 

 

 

 

 

Cascade County Montana Medicare Supplement Quotes

     Cascade County Montana     Medicare Supplement Quotes:

Effective     August 2013:

 

Medicare Supplement Insurance: You pay a monthly premium, and in return your Medicare Supplement pays your medical and hospital bills that Medicare does not pay.

 

The three most comprehensive Medicare Supplement Plans are:

Medicare Supplement Plan F: Full Coverage

Medicare Supplement Plan G: Small Deductible ($147.00)

Medicare Supplement N: Small Deductible and Copays (Part B Excess)

 

A Medicare Supplement (Medigap) also provides freedom when choosing your own Doctors and Hospitals.

Medicare Supplement Insurance pricing is based on: Age, Tobacco Use, Zip Code, etc.

 Cascade County Montana                         Zip Code:   59405

Senior Healthcare Direct represents over 26 different insurance companies. We get paid by the insurance Companies, not you.

A Medicare Insurance Agent costs you nothing,

but adds Customer Service, Expertise,

Telephonic Enrollment and Customer Service!

 

Below are the lowest Medicare Supplement quotes available in

Cascade County Montana:                        

Medicare Supplement Male Quotes:

AgePlan FPlan GPlan N
65$113.25$97.45 $77.61
68$121.65$106.72 $84.78
72$140.86$123.98 $98.31

__________________________________________________

Get the best value for your Medicare Plan, call Robert Directly:

                                       1-800-525-0299.

__________________________________________________

Medicare Supplement Female Quotes:

AgePlan FPlan GPlan N
65$113.25 $97.45 $77.61
68$121.65 $106.72 $84.78
72$140.86 $123.98 $98.31

Call Senior Healthcare Direct today to receive your

Custom Medicare Supplement Quote: 1-855-368-4717 OR

Go to: https://www.seniorhealthcaredirect.com/quoting-engine-2/

 

Robert W. Bache aka “MedicareBob™”

President / Producer

Senior Healthcare Direct

Direct Toll Free: 1-800-525-0299

Company Toll Free: 1-855-368-4717

Bob@MedicareBob™.com www.srhealthcaredirect.com

Learn more about Robert Bache aka “MedicareBob™” https://www.seniorhealthcaredirect.com/medicarebob/

https://www.facebook.com/robert.bache.Medicare

http://www.linkedin.com/pub/robert-bache/54/637/500

https://twitter.com/medicarebob

Please “Like” Senior Healthcare Direct on Facebook:

https://www.facebook.com/MedicareBob™?ref=hl

 

 

 

 

 

 

Yellowstone County Montana Medicare Supplement Quotes

  Yellowstone County Montana     Medicare Supplement Quotes:

Effective     August 2013:

 

Medicare Supplement Insurance: You pay a monthly premium, and in return your Medicare Supplement pays your medical and hospital bills that Medicare does not pay.

 

The three most comprehensive Medicare Supplement Plans are:

Medicare Supplement Plan F: Full Coverage

Medicare Supplement Plan G: Small Deductible ($147.00)

Medicare Supplement N: Small Deductible and Copays (Part B Excess)

A Medicare Supplement (Medigap) also provides freedom when choosing your own Doctors and Hospitals.

Medicare Supplement Insurance pricing is based on: Age, Tobacco Use, Zip Code, etc.

 Yellowstone County Montana                         Zip Code:   59102

 

Senior Healthcare Direct represents over 26 different insurance companies. We get paid by the insurance Companies, not you.

A Medicare Insurance Agent costs you nothing,

but adds Customer Service, Expertise,

Telephonic Enrollment and Customer Service!

 

Below are the lowest Medicare Supplement quotes available in

Yellowstone County Montana:                        

 

Medicare Supplement Male Quotes:

AgePlan FPlan GPlan N
65$113.25$97.45 $77.61
68$121.65$106.72 $84.78
72$140.86$123.98 $98.31

 

__________________________________________________

Get the best value for your Medicare Plan, call Robert Directly:

                                    1-800-525-0299.

__________________________________________________

 

Medicare Supplement Female Quotes:

AgePlan FPlan GPlan N
65$113.25 $97.45 $77.61
68$121.65 $106.72 $84.78
72$140.86 $123.98 $98.31

 

Call Senior Healthcare Direct today to receive your Custom

Medicare Supplement Quote: 1-855-368-4717 OR

Go to: https://www.seniorhealthcaredirect.com/quoting-engine-2/

 

Robert W. Bache aka “MedicareBob™”

President / Producer

Senior Healthcare Direct

Direct Toll Free: 1-800-525-0299

Company Toll Free: 1-855-368-4717

Bob@MedicareBob™.com www.srhealthcaredirect.com

Learn more about Robert Bache aka “MedicareBob™” https://www.seniorhealthcaredirect.com/medicarebob/

https://www.facebook.com/robert.bache.Medicare

http://www.linkedin.com/pub/robert-bache/54/637/500

https://twitter.com/medicarebob

Please “Like” Senior Healthcare Direct on Facebook:

https://www.facebook.com/MedicareBob™?ref=hl

 

 

 

 

 

 

Missoula County Medicare Supplement Quotes

 

 

    Missoula County Montana   Medicare Supplement Quotes:

 

Effective     August 2013:

 

Medicare Supplement Insurance: You pay a monthly premium, and in return your Medicare Supplement pays your medical and hospital bills that Medicare does not pay.

The three most comprehensive Medicare Supplement Plans are:

Medicare Supplement Plan F: Full Coverage

Medicare Supplement Plan G: Small Deductible ($147.00)

Medicare Supplement N: Small Deductible and Copays (Part B Excess)

A Medicare Supplement (Medigap) also provides freedom when choosing your own Doctors and Hospitals.

Medicare Supplement Insurance pricing is based on: Age, Tobacco Use, Zip Code, etc.

 Missoula County Montana                         Zip Code:   59801

 

Senior Healthcare Direct represents over 26 different insurance companies. We get paid by the insurance Companies, not you.

A Medicare Insurance Agent costs you nothing, but adds Customer Service, Expertise, Telephonic Enrollment and Customer Service!

 

Below are the lowest Medicare Supplement quotes available in

Missoula County Montana:                        

 

Medicare Supplement Male Quotes:

AgePlan FPlan GPlan N
65$113.25$97.45 $77.61
68$121.65$106.72 $84.78
72$140.86$123.98 $98.31

 

__________________________________________________

Get the best value for your Medicare Plan, call Robert Directly:

                                      1-800-525-0299.

__________________________________________________

 

Medicare Supplement Female Quotes:

AgePlan FPlan GPlan N
65$113.25 $97.45 $77.61
68$121.65 $106.72 $84.78
72$140.86 $123.98 $98.31

 

Call Senior Healthcare Direct today to receive your Custom

Medicare Supplement Quote: 1-855-368-4717 OR

Go to: https://www.seniorhealthcaredirect.com/quoting-engine-2/

 

Robert W. Bache aka “MedicareBob™”

President / Producer

Senior Healthcare Direct

Direct Toll Free: 1-800-525-0299

Company Toll Free: 1-855-368-4717

Bob@MedicareBob™.com www.srhealthcaredirect.com

Learn more about Robert Bache aka “MedicareBob™” https://www.seniorhealthcaredirect.com/medicarebob/

https://www.facebook.com/robert.bache.Medicare

http://www.linkedin.com/pub/robert-bache/54/637/500

https://twitter.com/medicarebob

Please “Like” Senior Healthcare Direct on Facebook:

https://www.facebook.com/MedicareBob™?ref=hl