Medigap Mondays

This blog section contains information about Medicare supplement plans. You can learn more about the following:

Is Medicare Supplement or Advantage better?

Which Medicare Plan is better for you?

Is Medicare Supplement or Advantage better?

Depending on your situation, Medicare Supplement or Advantage maybe better for you. First, we look at benefits of Medicare Advantage plans and whether this maybe right for you. Then we look at Medicare Supplement plans and who best benefits for them. After reviewing Medicare Advantage and Supplements Plans, you will have a good idea which is best for you.

Medicare Advantage Plans

Many relatively healthy seniors prefer Medicare Advantage plans for three main reasons:

  • Low monthly premium and covers prescription drugs
  • HMO costs less and covers only in-network doctors and hospitals
  • PPO costs more and covers both in-network and out-of-network doctors and hospitals
  • “Pay as you go”, you will have copay’s for Medical Services: Doctor visits, Hospitalization, Lab Work, Advanced Imaging, etc…

Is a Medicare Advantage Plan right for you?

Medicare Advantage Plans are more affordable, costing you less in premiums and deductibles if you do not get sick or need hospital or medical services. However, when you do become ill and require a hospital or doctor’s services, you could have expense up to your maximum out-of-pocket limit of $6,700, depending on your plan. For example, with Medicare Advantage Plans, you will have copays whenever you use your plan. A Medicare Advantage Plan may be a good fit for you if you are willing to pay less every month at the risk of paying more when you need health coverage.

PPO vs HMO what are the benefits and costs differences? View our PPO vs HMO infographic.

Medicare Supplement Plans

Many seniors with underlying health conditions or otherwise need regular medical service prefer Medicare Supplement Plans for three reasons:

  • Fixed monthly premiums makes your expenses more predictable
  • A nationwide network of doctors and hospitals gives you more flexibility
  • Does not cover prescription drugs (separate Part D plan required)
  • Plans may cover all hospital and medical expenses without copays or coinsurance

Is a Medicare Supplement Plan right for you?

Many seniors who use their health insurance prefer Medigap Plans. When you add up the cost of hospital deductibles $1408 in 2020, which all Medicare Supplement Plans pay, a Medigap Plan could save you thousands over an Advantage Plan. For seniors who have known health conditions, Medigap Plans allows you to budget your healthcare expenses and make the costs more affordable.

For seniors who are fortunate to have both health of money, you may want to pay for a Medicare Supplement so you can avoid medical underwriting should you become ill and want to upgrade your coverage later.

Helping You Choose a Medicare Plan

Senior Healthcare Direct can help you choose a Medicare Plan. You can speak with a licensed agent to discuss which Plan is best for you. Call us toll-free at 1-855-368-4717 or get a quote.

MedicareBob Videos Blog

Shop Medicare Supplement Plans

Shop Medicare Supplement Plans

Discover when you can shop Medicare Supplement Plans. You can shop Medigap Plans anytime and you do not have to wait until Medicare open enrollment (Annual Election Period). Robert Bache, owner of Senior Healthcare Direct, asks Medicare Beneficiaries the following question:

When can you shop Medicare Supplement Plans?

Robert Bache

When can you buy a Medicare Supplement Plan?

Many Medicare Beneficiaries thought they needed to wait until Open Enrollment October 15 through December 7 to buy a Medigap Plan. However, you can shop and buy a Medicare Supplement Plan anytime.

Because many Medicare Beneficiaries thought they need to wait to buy a Medigap Plan, Robert believes many Medicare Beneficiaries are “overpaying for their Medicare Supplement Plan.” Robert believes you may be overpaying because you do not know the following facts:

  1. Each Medicare Supplement lettered plan offers the same coverage benefits with all insurance providers.
  2. You are allowed to shop for a lower premium all year.
  3. Lowing your monthly premium is easier than you may think.

Medicare Supplement Plans

Medicare Supplement plans share the following benefits:

1) ALL Medigap Plans are federally regulated and each lettered plan is the same no matter who the insurance company. For example, a Medigap Plan F is the same with Aetna as it is with Anthem Blue Cross. Furthermore, a Medigap Plan G is the same with Transunion as it is with State Farm.

2) Robert says, “You can start paying less for your Medicare Supplement Insurance Plan Right Now!” The Medicare Annual Enrollment Period of 10/15 through 12/07, only applies to your Medicare Part D and/or Medicare Advantage Plan. For your Medicare Supplement Plan, you have the freedom to shop and compare at any time of year.

3) It is easy to get a lower price on your Medicare Supplement Insurance monthly premium. Most Medicare Supplement Insurance Companies have developed a “Telephonic Application”. This makes it really easy to submit an application to lower your monthly premium.

How to Shop and Save on your Medigap Plan

Senior Healthcare Direct makes it easy for you to shop and save on your Medicare Supplement Plan. You can speak with a licensed agent at 1-855-368-4717 or get a quote.

Senior couple exercising in gym

AARP Medicare Supplement

AARP Medicare Supplement

In this video, Robert Bache aka MedicareBob explains AARP Medicare Supplement plans. UnitedHealthcare is the insurance company for AARP supplement plans. In 2013, AARP offered additional benefits that includes SilverSneakers. Robert says, “You can get a free gym membership at YCMA and some other gyms as well. You can check which gyms accept SilverSneakers by going to their website.” You can search locations by entering your city or zip code for a list of available locations.

AARP Makes It Easy To Change Your Plan

Furthermore, AARP allows you to change your Medicare Supplement Plan in most states without having to medically re-qualify. For example, your a senior in relatively good health and choose Medigap Plan N because its lower in premium and has a small deductible and copays. You decide its the best plan that meets your needs.

Then several years later, you health changes and you want to upgrade to a Medigap Plan F. In most states, you do not have go through medical supplement insurance underwriting with AARP. Other supplement insurance companies would require you to medically qualify.

Conversely, you may have the financial means to purchase Medicare Plan F. Then a few years later, you no longer have the financial means to pay for Medigap Plan F. You could downgrade to Plan N without having to medically qualify.

UnitedHealthcare Drops SilverSneakers

At the end of 2018, UnitedHealthcare in association with AARP dropped SilverSneakers. Discover the alternative offering by reading about this SilverSneaker update.

New Fitness Program for Seniors

Senior Healthcare Direct offers a new fitness program for seniors called Active&Fit. It offers a large network of fitness centers including the following:

Senior couple exercising in gym
New Fitness Program for Seniors – Active&Fit
  • LA Fitness
  • Curves
  • Anytime Fitness
  • Snap Fitness

Moreover, the Active&Fit network also includes Gold’s Gym and YCMA locations. Get more info about this new fitness program for seniors.

MedicareBob Videos Blog

How to Buy Medicare Supplement Insurance

Find out how to buy Medicare Supplement Insurance over the phone. You can easily purchase a Medigap Plan by calling a Medicare Insurance Broker. Call Senior Healthcare Direct toll-free at 1-855-368-4717, and speak with a licensed agent. We make it easy for you to buy the Medicare Supplement Plan you want.

By calling us, you will get the most cost-effective Medigap Plan because we shop all available insurance carriers in your area. You can make one phone call to shop dozens of carriers and save your valuable time. Moreover, our agency represents the Top 10 Supplement Insurance Companies, such as Aetna, Anthem Blue Cross, State Farm, and more!

Senior Healthcare Direct owner, Robert Bache, gives you several reasons to call his agency:

How to Buy Medicare Supplement Insurance

“It really is the best way to purchase Medicare Supplement Insurance, our agents only specialize in Medicare, our agents represent all of the top A+ rated insurance companies, and NO PAPERWORK.”

The process of how to buy Medicare Supplement Insurance has improved to save you time and money. When you call Senior Healthcare Direct, your Medicare enrollment will be processed electronically. Buying a Medigap Plan is easy when you call 1-855-368-4717 and speak with a licensed Medicare agent.

To start shopping for your Medigap Plan, you can get a FREE quote.

Get more info about Medicare Supplement Plans.

 

Should I Keep Plan F

Should I Keep Plan F?

Medicare Supplement Plan F Video

Does Medicare Cover Chiropractors?

CVS Health COVID 19 Accendo Medicare Supplement

CVS COVID-19 Testing and Accendo Medicare Supplement

CVS COVID-19 Testing Accendo Medicare Supplement

CVS is offering adults free COVID-19 testing, “Video Visit” telemedicine services, and Accendo Medicare Supplement plans for seniors with a 14% household discount! You will learn which states have CVS COVID-19 testing, how to schedule your test, and how to evaluate your medical condition from the safety of your home. Furthermore, you will discover the Medigap Plans offered by Accendo and in which states these plans are available.

CVS Health COVID-19 Testing

Starting May 29, 2020, CVS Health has 1,000 COVID-19 test sites in 31 states across the country and Washington, DC. The COVID-19 test is free for legal residents age 18 or older in the following states:

  • AZ – Arizona
  • CA – California
  • FL – Florida
  • GA – Georgia
  • HI – Hawaii
  • IL – Illinois
  • IN – Indiana
  • KY – Kentucky
  • LA – Louisiana
  • MA – Massachusetts
  • ME – Maine
  • MD – Maryland
  • MI – Michigan
  • MN – Minnesota
  • MO – Missouri

  • NE – Nebraska
  • NV – Nevada
  • NH – New Hampshire
  • NJ – New Jersey
  • NY – New York
  • NC – North Carolina
  • OH – Ohio
  • OK – Oklahoma
  • PA – Pennsylvania
  • RI – Rhode Island
  • SC – South Carolina
  • TN – Tennessee
  • TX – Texas
  • VA – Virginia
  • WI – Wisconsin

How does CVS COVID-19 Testing Work?

First, you schedule a COVID-19 test by entering your zip code. You fill out a short questionnaire about your date of birth, symptoms, and medical conditions. Then you can select a COVID-19 test site location and time.

CVS COVID-19 testing nasal swab sample collection

Next, fill out a registration form with your personal information. This form includes your name, address, date of birth, gender, email, mobile phone number, medical insurance information, and vehicle information.

On your COVID-19 testing appointment, you stay in your car and follow instructions posted at the site. Testing involves you will inserting a nasal swap into your nostril and twist it for up to 15 seconds, as shown in the photo below. Alternatively, you can have a friend insert the swab for you.

CVS performs a PCR test, which tests for an active Coronavirus infection. The COVID-19 testing lab emails your results within 2-4 days through MyChart.

How to Stay Safe During COVID-19 Pandemic

You can limit your exposure and the spread of Coronavirus by using Medicare Telehealth. CVS provides “Video Visit” telemedicine services to evaluate your medical condition, including symptoms of Coronavirus (COVID-19), from the safety of your home. Video Visit can also evaluate non-urgent illnesses in adults and children over age 2, including the following:

  • Allergies
  • Colds & coughs
  • Earaches
  • Flu
  • Minor injuries
  • Sinus infections
  • Skin conditions
  • Sore throat
  • Upset stomach
  • UTIs & bladder infections

Medical services can be expensive, especially for seniors. A Medicare Supplement Plan pays the $1408 Part A hospital deductible and 20% of medical costs not covered by Original Medicare. With an Accendo Medicare Supplement, you can now get an affordable Medigap plan.

What is Accendo Medicare Supplement?

Starting on March 13, 2020, Accendo is a new Medicare Supplement Insurance company that offers Medigap Plans A, B, F, G, and N. It’s a subsidiary of CVS Caremark. It has partnered with Aetna to provide Medicare Supplement plans with a 14% household premium discount in the following 15 states:

  • Arkansas
  • Arizona
  • Georgia
  • Iowa
  • Illinois
  • Indiana
  • Michigan
  • Mississippi
  • North Carolina
  • Nebraska
  • New Jersey
  • Oklahoma
  • Pennsylvania
  • South Carolina
  • Tennessee

In addition to Accendo’s record-breaking 14% household discount, it has a fast application process that gives you an instant yes or no. Therefore, you do not have to wait several days to find out whether or not you are approved. To apply for an Accendo Medicare Supplement plan, call Senior Healthcare Direct at 1-855-368-4717 or get your quote.

Bankers Fidelity Medigap Plans

Bankers Fidelity Medicare Supplement

Bankers Fidelity Medicare Supplement

Bankers Fidelity Medicare Supplement Plans

Bankers Fidelity is a Top Medicare Supplement Company. It offers the following Medigap plans: A, B, F, high deductible F, G, K, L, M, and N. Bankers Fidelity Medicare Supplement plans offer you the following benefits.

Medicare Part A Hospital Coverage

Banker Fidelity Medigap plans all cover Medicare Part A coinsurance costs. For example, you have blocked arteries resulting in chest pain and shortness of breath. Your doctor admits you to the hospital for coronary angioplasty and stents. Original Medicare only covers 80% of your hospital bills. However, all Bankers Fidelity Medigap plans pay your 20% coinsurance hospital costs which include the following:

  • Bankers Fidelity pays $176 coinsurance in 2020 for days 21 thru 100 in a skilled nursing facility on Medigap Plans F, G, M, and N. However, it only pays 50% on Plan K and 75% on Plan L. Furthermore, you pay all costs after day 20 on Plans A and B. 
  • Bankers Fidelity pays $352 coinsurance in 2020 for days 61 thru 90 in a Long-Term Care Hospital (LTCH). These 30 days of care add up to over ten-thousand dollars in benefits!
  • The first 3 pints of blood are free with Bankers Fidelity Plans A, B, F, G, M, and N. However, Plan K only covers 50% (1.5 pints), and Plan L only covers 75% (2.25 pints).

Moreover, Bankers Fidelity covers inpatient mental health services. If you get admitted into a psychiatric hospital, Medicare Part A pays up to 190 days. Bankers Fidelity covers all of the above hospital services. However, which Medigap Plans pay the Part A hospital deductible?

Medicare Part A Deductible

Bankers Fidelity Medigap Plans B, F, G, and N pay 100% of $1408 Part A deductible in 2020. However, Plans K and M only pay 50% or $704. As a result, you pay the other half of the Part A deductible with Plans K and M.

Furthermore, Plan L only pays 75% or $1056. Thus, you pay 25% of Part A deductible with Plan L. Lastly, Medigap Plan A does not cover the Part A deductible, so you must pay all of it yourself. Now that you know the hospital coverage and costs covered by Medicare Part A, what is the medical coverage and costs of Medicare Part B?

Medicare Part B Medical Coverage

Senior walking on treadmill for intense exercise program

Bankers Fidelity Medigap Plans A, B, F, G, M, and N cover your Part B coinsurance. For example, in the last 12 months, you had a heart attack. Medicare Part B covers intensive cardiac rehabilitation (ICR) programs, which usually include intense exercise, education, and counseling. 

However, Original Medicare only pays 80% of your Part B costs. Thus, you must pay for the other 20%. When you get a Bankers Fidelity Medigap Plan mentioned above, this plan pays your 20% coinsurance payment. On the other hand, Medigap Plan K only pays 50%, so you must pay 10% coinsurance. Similarly, Plan L only pays 75%, so you must pay 5% coinsurance. 

Moreover, only Bankers Fidelity Medigap Plan F pays the Part B deductible of $198 in 2020. For all other Banker Fidelity Medigap Plans, you pay this one-time annual $198 Part B deductible. Furthermore, any person newly eligible for Medicare in 2020 can not enroll in Plan F. 

Medicare Part B Preventive Medical Services

Bankers Fidelity covers the 20% coinsurance Part B costs for the following preventive medical services:

  • Bankers Fidelity pays 20% coinsurance when colorectal cancer screening discovers abnormal tissue (polyp), and the doctor removes it for later examination. 
  • Bankers Fidelity pays 20% coinsurance to diagnose and treat your mental health after you pay $198 part B deductible in 2020 (except for Plan F).
  • For men over the age of 50, Bankers Fidelity pays 20% coinsurance for prostate cancer digital rectal exam after you pay $198 Part B annual deductible (expect Plan F). 

Bankers Fidelity Medigap Plan F pays your $198 Part B deductible. Now you know how Bankers Fidelity Medigap Plans cover your Part B medical costs. Next, let’s look at the benefits and costs of Bankers Fidelity Medigap Plan N. 

Bankers Fidelity Medicare Supplement Plan N

Bankers Fidelity Medigap Plan N pays 100% of the following Part A benefits:

  • Hospital deductible of $1408 in 2020
  • Hospice and inpatient hospital care
  • Inpatient care in a skilled nursing facility
  • First three pints of blood as an inpatient 

Furthermore, Bankers Fidelity Medigap Plan N also covers the first three pints of blood as an outpatient under Medicare Part B. Moreover, Plan N covers 100% of Part B coinsurance except under the following conditions:

  • You visit a medical facility and get treated as an outpatient. In this case, you will need to pay up to $20 per visit.
  • You visit the emergency room (ER) and get treated as an outpatient. In this case, you will need to pay up to $50 copayment. 

Finally, Bankers Fidelity pays 80% of Foreign Travel Emergency. Now you know what Bankers Fidelity Plan N covers. On the other hand, what does it not cover?

What is not covered by Bankers Fidelity Plan N?

Bankers Fidelity Medigap Plan N does not cover Medicare Part B deductible of $198 in 2020. Nor does it pay Medicare Part B excess charges. Now that you know what Plan N does and does not cover, how does Plan N compare to other Bankers Fidelity Medigap plans?

Compare Bankers Fidelity Medicare Supplement Plans

You can use the Bankers Fidelity Medigap Plans chart to compare benefits side-by-side. In the chart below, 100% indicates the Medigap Plan benefit is fully covered. However, any percentage less than 100% provides you with that percentage of coverage. For example, Plan K only covers 50% of Part A hospital deductible. In other words, you pay half of $1408. Therefore, your Part A deductible cost is $704. 

Furthermore, you can use the chart below to compare Banker Fidelity Medigap Plans quickly and easily. Moreover, you can download this chart for future reference.

Bankers Fidelity Medicare Supplement Plans chart
Click on Bankers Fidelity Medigap Plans chart to download or embed

Bankers Fidelity Medicare Supplement Plan F 

Bankers Fidelity Medigap Plan F has the most benefits. However, it also has the highest monthly premiums. Moreover, Plan F is not available to people newly eligible for Medicare on or after January 1, 2020. In other words, you are not allowed to purchase a Medigap Plan F if you were first eligible for Medicare in 2020. 

On the other hand, you are allowed to have Plan F under the following conditions:

  • You were eligible for Medicare before January 1, 2020.
  • You already have Plan F.

In the cases above, you can continue your Plan F coverage. Unlike other Bankers Fidelity Medigap Plans, Plan F is the only supplement that pays your $198 Part B deductible in 2020. If you are not eligible for Plan F, the most comprehensive coverage you can get is Plan G.

Bankers Fidelity Medicare Supplement Plan G

Bankers Fidelity has the same great coverage benefits as Plan F. The only difference is you pay a one-time, annual Part B deductible of $198 in 2020. However, Plan G’s monthly premium costs less than Plan F and can save you several hundred dollars per year. That’s why Senior Healthcare Direct calls Plan G the “Greatest Value.” Find out how much you can save on Plan G by calling 1-855-368-4717.

Shop and Save on Medigap Plans

Senior Healthcare Direct makes it easy for you to shop and save on your Medigap plan. As a Medicare insurance broker, we can shop your plan with over 30+ A-rated insurance carriers such as Bankers Fidelity, Transamerica, Manhattan Life, Cigna, and State Farm. Call Senior Healthcare Direct at 1-855-368-4717 or click the “Get Quote” button.

medicare-supplement-plan-g-quote

MedicareBob and Bankers Fidelity Video

Robert Bache, the owner of Senior Healthcare Direct, interviews Vice President of senior sales Ryan McMillen. In this video, you will learn more about senior insurance products, including supplement plans, advantage short-term care, and “lump-sum” cancer policies.

Transamerica Medigap Plans

Transamerica Medicare Supplement

Transamerica Medicare Supplement

Transamerica Medicare Supplement Plans

Transamerica is a Top Medicare Supplement insurance company. It offers the following Medigap plans: A, F, G, K, N. Transamerica’s Medicare Supplement Plans offer you the following benefits.

Medicare Part A Hospital Coverage

Transamerica plans cover Medicare Part A coinsurance costs. For example, a senior goes into the hospital for hip replacement surgery. Original Medicare only covers 80% of your hospital bills. However, all Transamerica Medigap plans pay your 20% coinsurance costs which include the following:

  • Transamerica pays $176 coinsurance in 2020 for days 21 thru 100 in a skilled nursing facility on Medigap plans F, G, and N. Plan K only covers 50% or $88 coinsurance in 2020. Furthermore, Plan A only pays for the first twenty days, the same as Original Medicare. 
  • Transamerica pays $352 coinsurance in 2020 for days 61 thru 90 in a Long-Term Care Hospital (LTCH). When you add up the benefits of a thirty-day stay at LTCH, you benefit totals over ten-thousand dollars!
  • The first three blood pints are free with Transamerica Medigap Plans A, F, G, and N. However, Plan K only covers 50%, so only your first 1.5 blood pints are free. 

Moreover, Transamerica also covers inpatient mental health services. Medicare Part A can pay up to 190 days in a psychiatric hospital. Now that you know what hospital services are covered, which Transamerica Medigap Plans cover the Part A hospital deductible?

Medicare Part A Deductible

Transamerica Medigap Plans F, G, and N pay 100% of $1408 Part A deductible in 2020. However, Plan K only pays 50% or $704. As a result, you will need to pay the other half. Furthermore, Plan A does not cover Part A deductible. So you will need to pay the full $1408 deductible. Now that you know the hospital services and costs of Transamerica Medigap Plans, what are the medical services and costs covered by Part B?

Medicare Part B Medical Coverage

The CDC finds African Americans are two times as likely to die from heart diesase than whites.

All Transamerica Medicare Supplement Plans cover Part B coinsurance. For example, if you have heart failure, Medicare covers the implant of an automatic defibrillator. If your open-heart surgery takes place in a hospital outpatient setting, then Medicare Part B pays for the operation. 

Original Medicare only pays 80%. However, all Transamerica Medigap Plans cover your 20% coinsurance except Plan K, which only covers 50%. With Plan K, you pay 10% coinsurance. Moreover, only Plan F covers the $198 Part B deductible. Therefore, with all other Transamerica Medigap Plans, you pay $198 Part B annual deductible. 

Furthermore, Transamerica Medigap Plans cover the following preventive services:

  • Transamerica pays 20% coinsurance when colorectal cancer screening discovers the presence of abnormal tissue (polyp). As a result, the doctor removes a sample for later examination.
  • Transamerica pays 20% coinsurance to diagnose and treat your mental health after you pay $198 Part B deductible in 2020 (except for Plan F).
  • For men over the age of 50, Transamerica pays 20% coinsurance for prostate cancer digital rectal exam after you pay $198 Part B annual deductible (except Plan F).

Transamerica Plan F pays your $198 Part B deductible. Now you know Transamerica’s Part B medical benefits and costs. Next, let’s look at Transamerica Medigap Plan N coverage benefits and costs.

Transamerica Medicare Supplement Plan N

Transamerica Medigap Plan N pays 100% of the following Part A benefits:

  • Part A hospital, hospice care, and skilled nursing facility coinsurance
  • Part A $1408 hospital deductible in 2020
  • First three pints of blood as a hospital inpatient

Furthermore, Transamerica covers the first three pints of blood as a hospital outpatient under Medicare Part B. Moreover, 100% of Part B coinsurance is covered by Transamerica expect in the following cases:

  • You visit a medical facility (doctor’s office) and get treated as an outpatient. In this case, you will need to pay up to $20 per visit.
  • You visit the Emergency room (ER) and get treated as an outpatient. In this case, you will need to pay up to $50 copayment.

Finally, Transamerica covers 80% of Foreign Travel Emergency. Now that you know what is covered by Transamerica Plan N, what does it not cover?

What is not coverd by Transamerica Plan N?

Transamerica Medicare Supplement Plan N does not cover the annual part B deductible of $198 in 2020. As a result, you must pay the $198 Part B deductible once per year before Transamerica covers any medical services. Furthermore, it does not include Part B excess charges. Now you know what Transamerica Medigap Plan N does not cover. So how does Plan N compare to other Transamerica Medigap Plans?

Compare Transamerica Medicare Supplement Plans

You can use the Transamerica Medigap Plan chart below to compare benefits side-by-side. In the chart, an X indicates no benefit, and 100% means the plan fully covers the benefit. 50% and 80% provides you with partial benefits. The chart below can help you quickly compare the benefits of Transamerica Medicare Supplement Plans. Furthermore, you can download this chart for future reference.

Transamerica Medicare Supplement Plans chart
Click on Transamerica Medigap Plans chart to download or embed

Transamerica Medicare Supplement Plan F

People newly eligible for Medicare on or after January 1, 2020 are not allowed to purchase a Transamerica Medigap Plan F. However, you can have Plan F under the following cases:

  • You were eligible for Medicare before January 1, 2020.
  • You already have Plan F.

Therefore, you can keep Plan F if either case applies to you. Transamerica Medigap Plan F pays your $198 Part B deductible and Part B excess charges. Plan G is similar to Plan F. 

Transamerica Medicare Supplement Plan G

Transamerica Medigap Plan G has the same benefits as Plan F, except you pay the $198 Part B deductible. You only have to pay the Part B deductible once per year. However, you pay the Plan G premium every month, and it costs less than the Plan F premium. As a result, you can save several hundred per year on Plan G premiums. That’s why Senior Healthcare Direct calls Plan G the “greatest value.” Find out how much you can save on Plan G by calling 1-855-368-4717

Shop and Compare Medigap Plans

It’s easy to shop and compare Medigap Plans with the free help of a Medicare insurance broker. Senior Healthcare Direct makes it easy for you to shop and compare Medigap Plans with over 30+ A-rated insurance carriers. You can shop and save with Transamerica, Bankers Fidelity, Manhattan Life, Cigna, and State Farm. Call Senior Healthcare Direct at 1-855-368-4717 or click the get quote button.

medicare-supplement-plan-g-quote