Luzerne County Pennsylvania Medicare Supplement Insurance

Luzerne County Pennsylvania Medicare Supplement Insurance

  Medicare Supplement Plan N offers the best overall value in Pennsylvania. Medicare Supplement Plan N offers the same coverage as Medicare Supplement Plan F, except for the following gaps:

  1. You are required to pay the Medicare Part B Deductible. (which is only $147.00 in 2014)
  2. You will have a $20 copay per Doctor visit. ($20 is the most, even for a specialist)
  3. You will have a $50 copay for an ER visit. (This is waived if your admitted and then it pays the same as Medicare Supplement Plan F)
  4. Part B Excess Charge. In Pennsylvania, Doctors/Providers are not allowed to charge Part B excess charges.

Agents want to sell you Plan F because it is easy to explain and agents make the more money selling Plan F over Plan N. Lets look at an example:

Pricing for a 70 year Non-tobacco male that lives in the zip code 18222:

The top three Plan F pricing:

  1. Stonebridge Life: $153.14 per month
  2. Manhattan Life: $156.50 per month
  3. Philadelphia American: $157.31

***Companies you have heard of: Cigna: $160.64, Humana: $165.26, Aetna: $168.66, Mutual of Omaha: $170.77.

 

Now the top three Plan N pricing:

  1. United Healthcare $108.07
  2. Philadelphia American: $110.12
  3. Manhattan Life: $110.25

***Companies that you have heard of: CSI: $111.08, Cigna: $111.34, Aetna: $120.25, Humana: $120.36.

I am not “Anti-Plan F”, but we all know that all of these premiums increase every year. If you add in the fact that you will typically have to medically qualify to switch Medicare Supplement Plans in the future, why would someone not start with a Medicare Supplement Plan N in Pennsylvania?

 

Take a look for yourself, CLICK HERE FOR A FREE QUOTE:

 

Also, please call me and I would love the opportunity of being your Medicare Insurance Agent. (DIRECT PHONE LINE: 1-800-525-0299)

 

P.S. I also help with Medicare Part D.

I represent all of the top Medicare Supplement Companies, I save you money by helping you shop.

Robert W. Bache aka “MedicareBob™”

President / Producer

Senior Healthcare Direct

Direct Toll Free: 1-800-525-0299

Company Toll Free: 1-855-368-4717

www.SrHealthcareDirect.com

 Learn more about Robert aka “MedicareBob™”

www.MedicareBob™.com

 https://www.seniorhealthcaredirect.com/medicarebob/

 

Please “Like” Senior Healthcare Direct on Facebook:

https://www.facebook.com/MedicareBob™?ref=hl

 

 

 

Pennsylvania Medicare Supplement Plan N offers the Best Value

Hello Pennsylvania,  I am Robert W. Bache. I own Senior Healthcare Direct and I really can help you.  I am the best option to help you because I am licensed and approved with all of the major Medicare Insurance companies, so I can help you understand your Medicare options and help you shop for the best value.

My goal is simple:

  • Educate you about all of our Medicare options.
  • Help you Shop and Compare all of those options.
  • Customer Service: When you call me, I call you back!

In Pennsylvania the Medicare Supplement Plan N is often the most cost-effective Medicare Supplement Plan. Plan N pays all the big bills that Medicare would normally charge you, and has a lower premium than Plan F and Plan G.

Plan N: Fills in all of the gaps to Medicare except.

Deductible: $147.00 annual

$20 copay for Doctor visit (you will never pay more than the $20 even for a Specialist)

$50 copay for ER (Waived if your admitted, and then pays all hospital bills)

Any Doctor and/or Hospital that accepts Medicare

 I represent all of the top Medicare Supplement Companies, I save you money by helping you shop.

CLICK HERE TO GET A FREE QUOTE

 

Robert W. Bache aka “MedicareBob™”

President / Producer

Senior Healthcare Direct

Direct Toll Free: 1-800-525-0299

Company Toll Free: 1-855-368-4717

www.SrHealthcareDirect.com

 

Learn more about Robert aka “MedicareBob™”

 

www.MedicareBob™.com

https://www.seniorhealthcaredirect.com/medicarebob/

Please “Like” Senior Healthcare Direct on Facebook:

https://www.facebook.com/MedicareBob™?ref=hl