United Healthcare / AARP is offering 3 PPO Medicare Advantage Plans in Pinellas County Florida for 2015:

United Healthcare / AARP is offering 3 PPO Medicare Advantage Plans in Pinellas County Florida for 2015:

(Call 1-855-368-4717 to enroll)

Insurance Plan Summary
InsurerUnitedHealthcare/Medicare CompleteUnitedHealthcare/Medicare CompleteUnitedHealthcare/Medicare Complete
PlanAARP MedicareComplete Choice Plan 2 R5287-001AARP MedicareComplete Choice H5532-001AARP MedicareComplete H1080-004
Plan TypePPOPPOHMO
Monthly Premium$0.00$29.00$0.00
    
Medical Coverage
Primary CareIn Network $15 copay; Out-of-Network $45 copayIn Network $15 copay; Out-of-Network $45 copay$5 copay
Specialist VisitsIn Network $50 copay; Out-of-Network $70 copayIn Network $50 copay; Out-of-Network $70 copay$45 copay
Routine Annual Physical$0 copay$0 copay$0 copay
Routine Annual Eye$50 copay (for up to 1 every year)$50 copay (for up to 1 every year)$45 copay (for up to 1 every year)
Inpatient Hospital CareIn Network $395 copay per day, days 1-4; Out-of-Network 40% of the costIn Network $395 copay per day, days 1-4; Out-of-Network 40% of the cost$335 copay per day, days 1-5
Diagnostic Tests, X-rays, & Lab Services$22 to $25 copay (or 20% of the cost)$13 to $16 copay (or 20% of the cost)$13 to $16 copay (or 20% of the cost)
Outpatient SurgeryIn Network 20% of the cost; Out-of-Network 40% of the costIn Network 20% of the cost; Out-of-Network 40% of the cost20% of the cost
Emergency Care$65 copay, waived if admitted$65 copay, waived if admitted$65 copay, waived if admitted
Urgent Care$30 to $40 copay$30 to $40 copay$30 to $40 copay
Ambulance$300 copay$250 copay$250 copay
Home Health Care$0 copay$0 copay$0 copay
Skilled Nursing$0 copay per day, days 1-20; $155 copay per day, days 21-64; $0 copay per day, days 65-100$0 copay per day, days 1-20; $155 copay per day, days 21-59; $0 copay per day, days 60-100$0 copay per day, days 1-20; $155 copay per day, days 21-59; $0 copay per day, days 60-100
Annual DeductibleN/AN/AN/A
Out-of-Pocket Maximum$6,700 to $10,000$5,900 to $10,000$5,900.00
Out-of-Network CoverageIt may cost more to get care from out-of-network providers, except in an emergency. See Plan Details for additional information.It may cost more to get care from out-of-network providers, except in an emergency. See Plan Details for additional information.It may cost more to get care from out-of-network providers, except in an emergency. See Plan Details for additional information.
Prescription Drug Coverage
Amount you pay for prescriptions up to $2,960
Pharmacy Deductible$200 for Tiers 3 and 4 only$250 for Tiers 3 and 4 only$220 for Tiers 3 and 4 only
Retail (one month)$2/$8/$45/$95/33%$2/$8/$45/$95/33%$2/$8/$45/$95/33%
Mail (three month)$4/$16/$125/$275/33%$4/$16/$125/$275/33%$4/$16/$125/$275/33%

Humana PPO Plans in Pinellas County for 2015

For 2015, Humana is offering 2 PPO Medicare Advantage Plans in Pinellas County Florida:

Call to enroll: 1-855-368-4717.

Insurance Plan Summary
InsurerHumanaHumana
PlanHumana Gold Plus H1036-141Humana Gold Plus H1036-052
Plan TypeHMOHMO
Monthly Premium$0.00$0.00
   
Medical Coverage
Primary Care$0 copay$0 copay
Specialist Visits$40 copay$35 copay
Routine Annual Physical$0 copay$0 copay
Routine Annual Eye$0 copay (for up to 1 every year)$0 copay (for up to 1 every year)
Inpatient Hospital Care$175 copay per day, days 1-5$120 copay per day, days 1-5
Diagnostic Tests, X-rays, & Lab Services$0 to $175 copay (or 20% of the cost)$0 to $120 copay (or 20% of the cost)
Outpatient Surgery$40 to $175 copay (or 20% of the cost)$40 to $120 copay (or 20% of the cost)
Emergency Care$65 copay, waived if admitted$65 copay, waived if admitted
Urgent Care$0 to $40 copay$0 to $35 copay
Ambulance$150 copay$150 copay
Home Health Care$0 copay$0 copay
Skilled Nursing$0 copay per day, days 1-20; $150 copay per day, days 21-100$0 copay per day, days 1-20; $150 copay per day, days 21-100
Annual DeductibleN/AN/A
Out-of-Pocket Maximum$6,700.00$5,000.00
Out-of-Network CoverageIt may cost more to get care from out-of-network providers, except in an emergency. See Plan Details for additional information.It may cost more to get care from out-of-network providers, except in an emergency. See Plan Details for additional information.
Prescription Drug Coverage
Amount you pay for prescriptions up to $2,960
Pharmacy DeductibleN/AN/A
Retail (one month)$0/$10/$45/$95/33%$0/$0/$15/$60/33%
Mail (three month)$0/$0/$125/$275$0/$0/$35/$170

Pinellas County Florida Medicare, 2014 Wellcare Plan

Hello Pinellas County Florida, Robert Bache, aka “MedicareBob™” here with a follow up blog. After my last blog regarding the 2014 Wellcare Dividend Medicare Advantage Plan that will pay you back most of the $104 that Medicare deducts from your Social Security, a lot of people sent me e-mails asking me to provide the benefits of the Plan.

I researched the full Summary of Benefits, and typed up a summary for your convenience. I am providing this information to you because WellCare is one of the 20 Medicare Insurance Companies that I represent, and in Pinellas County I really the like this Plan.

P.S. NO PAPERWORK, I am approved to enroll you right over the phone, just call or e-mail me.

Robert Bache
Direct: 1-800-525-0299
Bob@MedicareBob.com

Insurance Plan Summary
Insurer
Plan WellCare Dividend H1032-032
Plan Type HMO

Medical Coverage
Primary Care $0 copay
Specialist Visits $30 copay
Routine Annual Physical $0 copay
Routine Annual Eye $0 copay for up to 1 supplemental routine eye exam(s) every year
Inpatient Hospital Care $125 copay per day, days 1-10
Diagnostic Tests, X-rays, & Lab Services $0 to $50 copay (or 20% of the cost)
Outpatient Surgery $75 to $125 copay
Emergency Care $65 copay, waived if admitted
Urgent Care $45 copay, waived if admitted
Ambulance $100 copay
Home Health Care $0 copay
Skilled Nursing $0 copay per day, days 1-20; $152 copay per day, days 21-100
Annual Deductible N/A
Out-of-Pocket Maximum $6,700.00
Out-of-Network Coverage It may cost more to get care from out-of-network providers, except in an emergency. See Plan Details for additional information.
Prescription Drug Coverage

Pharmacy Deductible $0
Retail (one month) $0/$6/$30/$75/33%
Mail (three month) $0/$12/$60/$150

Blog provided by Robert Bache, “MedicareBob™”. Robert Bache is a Licensed Medicare Insurance Broker. Robert Bache owns Senior Healthcare Direct, one of the leading Medicare Insurance Agency in the Country.
To learn more about Robert Bache or Senior Healthcare Direct, review the websites listed.

www.MedicareBob™.com
www.SrHealthcareDirect.com
Toll Free: 1-855-368-4717
Reasons to work with Robert Bache, to name a few:
1) Medicare Insurance expert, but can really help you understand Medicare too.
2) Options, as a Broker, Robert Bache has the Medicare Insurance options to offer an unbiased recommendation.
3) Annual Reviews: NO MORE GUESSING, Senior Healthcare Direct will be there to help you every year so that you do not have to guess if your Plan is still the best.