Medicare 2020

Medicare Annual Election Period

When is the Medicare Annual Election Period (AEP), and what can you do? You can make changes to all your Medicare Plans during AEP from October 15 to December 7. For example, you can change your Medicare Advantage, Medicare Supplement, or Part D drug plan. In particular, you can switch insurance carriers, enroll or disenroll from any of these Medicare plans.

Drug Plan Changes

In this FAQ Friday video, Robert Bache advises you to look for changes to your drug plan. Moreover, Robert “encourages you to focus on any formulary changes.” Part D Formulary is a list of drugs covered by your plan. 

First, Robert advises you to check and make sure your plan covers all your prescriptions. If possible, you want most of your drugs under Tier 1 or 2. Otherwise, Tier 3 drugs will be more expensive. If the medications you take are not available or will be more expensive, you can change your drug plan. 

Annual Notice of Change (ANOC)

Medicare Annual Election Period ANOC

The month before starting the Medicare Annual Election Period, your insurance carrier sends you an ANOC notice. When you receive this Annual Notice of Change (ANOC) in September, you can review your plan changes. Then decide to keep or change your Medicare plan.

For example, you should receive ANOC notice by September 30 from your Medicare Advantage or Part D drug carrier. The changes you see to your Advantage or Drug plan will be effective in January of the next year. According to Medicare.gov, ANOC includes any changes in coverage, costs, or service. 

2021 Medicare Plans

October 1, 2020, Senior Healthcare Direct will have access to the new 2021 Medicare Plans. You can start shopping for a new Medicare Plan on or after October 1 by calling 1-855-368-4717 or get your quote. However, Robert says, “you can not actually change your plan until October 15.” So what plans can you change during the Medicare Annual Election Period?

2012 Medicare Plans get quote button
Medicare Annual Election Period

Change Any Medicare Plan during the Annual Election Period

You can change any Medicare plan during the Annual Election Period (AEP). However, you can change from one Medicare Supplement plan to a different Medigap plan anytime all year long. You can change Medicare Advantage plans or switch to Medigap plan during AEP or Medicare Advantage Open Enrollment. Furthermore, you can enroll, drop, or switch carriers on your Part D prescription drug coverage. 

AEP – Medicare Advantage Plan Changes

During AEP, you can make the following changes:

  • Original Medicare to Medicare Advantage
  • Medicare Advantage to Original Medicare
  • Switch from one Advantage plan to a different advantage plan

When you switch to a different Medicare Advantage plan, you can choose a plan that either does or does not include drug coverage. If you switch to Original Medicare, you can then enroll in Part D drug coverage and Medicare Supplement plan.

AEP – Part D Plan Changes

During the Medicare Annual Election Period, you can make the following Part D changes:

  • Enroll in Part D prescription drug plan
  • Switch from one Part D plan to a different Part D plan
  • Drop your Part D plan
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Independent Medicare Insurance Broker

Independent Medicare Insurance Broker

Senior Healthcare Direct is an independent Medicare insurance broker. The owner, Robert Bache, and his licensed agents can help you choose the right Medicare Plan for your needs. We can help you shop and compare Medicare Advantage, Medicare Supplement, and Part D plans.

As an independent Medicare insurance broker, we represent all the top Medicare Supplement, Medicare Advantage, and Part D carriers. Thus, you can purchase the most cost-effective plan by calling 1-855-368-4717 or get your quote. With just one phone call, you get access to all insurance providers in your area. Why call a Medicare broker?

Changing Your Medicare Plan

When you work with a Medicare broker, it is easier for you to change your Medicare Plan. For instance, our licensed agents can get your Medicare application approved even if you have certain health conditions. Based on your answers to medical underwriting questions, our agents can recommend Medicare providers who can accept your health conditions. 

When to Shop Your Medicare Plan

In the video, Robert Bach announces the 2019 Medicare Open Enrollment period from October 1 to December 7. However, the correct start date is October 15. You can shop and compare all Medicare Plans from October 15 through December 7. 

Instead of calling around 15 to 30 different companies to make sure you get the best value, our licensed agents will help you with a Medigap, Medicare Advantage, or Part D drug plan.

Robert Bache, owner of Senior Healthcare Direct

Switching Your Medicare Advantage Plan

You can switch your Medicare Advantage Plan during the Annual Election Period (AEP) October 15 through December 7. For example, you can switch from one Advantage Plan to a different Advantage Plan. Moreover, you drop Medicare Advantage and enroll in Medicare Supplement Plan. Other than AEP, you have one other Advantage Plan enrollment period.

Independent Medicare Insurance Broker

Robert Bache, Senior Healthcare Direct owner, provides six principles to do business with our Medicare insurance company. Our dedicated team of Medicare professionals includes licensed agents, customer support, digital marketing, and management. Moreover, we have thousands of satisfied clients and hundreds of reviews nationwide. We can help you shop and save on your Medicare Plan. Call Senior Healthcare Direct at 1-855-368-4717

Medicare New Enrollment 2020

Medicare New Enrollment 2020

Medicare Advantage New Enrollment 2020

Want to change your Medicare Advantage coverage for 2020? Medicare announces new open enrollment dates for 2020: January 1 – March 31, 2020.

Your Medicare Advantage plan change will take effect the month after you submit your enrollment.

Enrollment / plan change options:

  • Switch from Medicare Advantage to Original Medicare plus a Part D plan
  • Switch from one Medicare Advantage plan to another

You can only switch or change your plan one time between January 1 and March 31, 2020. In other words, once you make a change you can not change it until the next enrollment period.

Medicare Part A / Part B New Enrollment 2020

You can enroll in Medicare Part A and Part B between January 1 to March 31, 2020. Your Medicare coverage will take effect on July 1, 2020.

Enrollment / plan change options:

  • General enrollment for Medicare Part B – for people who did not enroll last in 2019. A late enrollment penalty may apply.
  • Medicare Part A general enrollment period – for people who pay premiums for Medicare Part A and did not enroll in 2019 (late enrollment penalty may apply).

Medicare beneficiaries who enroll in Medicare Parts A and B will have 3 months (April through June) to enroll in Part D plan to supplement their coverage.

Shop and Save on Medicare Coverage in 2020

Senior Healthcare Direct is happy to help you shop your Medicare plan for 2020. It is easy to get a quote to compare plans with all top Medicare carriers. We can help you get the most cost effective plan that fits your needs in 2020. Click the get quote button to shop and save today.

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