About Medicare Advantage Plans / Medicare Part C
What Is Medicare Advantage (Part C)?
As a Medicare recipient, you are eligible for additional health plan choices, such as Medicare Advantage. This type of plan, sometimes referred to as “Part C”, combines health insurance with health services. The benefits include all of Part A (hospital insurance) and Part B (medical insurance), and certain plans may also include Part D (prescription drug coverage).
Medicare coverage is broken up into parts and cover specific services.
Medicare Part A (hospital insurance) includes:
- Hospital and inpatient care
- Nursing facilities, hospice, and home health care
Medicare Part B (medical insurance) includes:
- Doctors’ services, hospital outpatient care, and home health care
- Preventive services
Medicare Part D (prescription drug coverage) includes:
- Prescription drug coverage through Medicare-approved insurance companies
- Discounts on prescription drugs
Each health insurance company must follow the guidelines set by Medicare. However, there are no set rules regarding out-of-pocket costs or how a member receives services (referrals, in-network vs. out-of-network). These rules vary according to health insurance carrier and may change each year.
I would love the opportunity of assisting you in understanding the available Medicare Advantage Plans in your County, please call me toll free: 1-800-525-0299.
-Robert Bache, “MedicareBob”