Medicare Supplement Plan J

Doctors Accepting Medicare

More Doctors are now Accepting Medicare:

Baby Boomers and current Medicare Beneficiaries, here is some great news, “1.25 million doctors are accept Medicare!”. The number of physicians accepting new Medicare patients rose by one-third between 2007 and 2011 and is now higher than the number of physicians accepting new private insurance patients, according to a Department of Health and Human Services report obtained by USA TODAY.

In 2007, about 925,000 doctors billed Medicare for their services. In 2011, that number had risen to 1.25 million, according to the report by the HHS Office of the Assistant Secretary for Planning and Evaluation.

“I think the report comes at a time when people are asking questions about Medicare,” said Jonathan Blum, principal deputy administrator for the Center for Medicare Services. “It provides a more complete picture of how physicians choose to participate in the Medicare system.”

I anticipate the number of physicians that accept Medicare to grow, for me it is purely economics. There are currently over 43 million people on Medicare, and 10,000 people aging into Medicare eligibility per day now through 2030. Not only is this going to be the largest demographic in US history, but it is also a huge opportunity for physicians to make money. Any physician that decides not to accept Medicare will be shunning the majority of people that require their services.

Medicare is negotiating on our behalf. Medicare is not the bad guy, in fact, Medicare regulating / Assigning an approved dollar amount is actually to all of our benefit.  Doctors are great, but if they were allowed to simply charge whatever amount they chose for their services, none of us would have affordable healthcare.

Doctors Accepting Medicare

Questions to ask your doctor

If you are new to Medicare, or you are shopping for a new Plan, the best thing for you to do is call your Doctor’s office and ask these 3 questions:

1) Do you accept Medicare?

2) Do you accept Medicare Assignment?

3) Do you accept any Medicare Advantage Plans, if so are they an HMO or PPO?

In summary, the amount of doctors accepting Medicare is trending in our favor, and Medicare regulating what they are allowed to charge is actually a good thing.

2020 Update – Doctors Accepting Medicare

According to eHealthMedicare, “Research shows that 93% of primary care doctors accept Medicare, but only 70% are accepting new patients.” Thus, most doctors accept Medicare and are accepting new patients. To make sure your doctor accepts Medicare and new patients, you should call your doctor’s office and ask.

Medicare insurance question? Want quotes from 20+ Medicare Supplement Companies? Want a chart of the available Medicare Advantage Plans in your County? Call Senior Healthcare Direct at 1-855-368-4717.

Robert W. Bache aka “MedicareBob™”
President / Producer
Senior Healthcare Direct
Company Toll Free: 1-855-368-4717

 

What is an HMO Medicare Advantage Plan?

Robert Bache

Medicare Supplement OR Medicare Advantage Plan, which is better?

Medicare Supplement vs. Medicare Advantage Plan, which offers better coverage?
A Medicare Supplement Plan works with Medicare to pay the out of pocket costs that Medicare does not pay for. When you have a Medicare Supplement Plan, you will continue to use your Medicare red, white, and blue card, as well as your Medicare Supplement Card.

A Medicare Advantage Plan works in replace of Medicare. Medicare pays a private insurance company to insure you, with the requirement that the benefits are at least as good as what Medicare offers. If you choose a Medicare Advantage Plan, you can put away your Medicare red, white, and blue card because you will only be required to present your Medicare Advantage Plan card to use the insurance.
So which is better?
Good news, there is no wrong answer, they both are good, and both probably offer better coverage than you are used too. Below are the good and the bad for each type of insurance, I hope this helps:

 Medicare Supplement:

The Good:

Flexibility- choice of Doctor and/or Hospital

Predictability- very little out of pocket expense

Pays all hospital bills

You and your Doctor decide your care

Easy to shop and compare the different prices

No referrals are required, no HMO or PPO

Travels with you, same coverage all over the US

Electronic Billing

The Bad:

An additional Monthly Premium ($75-$180)

No dental or vision coverage

Monthly premium increases every year

No prescription drug coverage, you will need Part D

 

In summary, a Medicare Supplement Plan is going to cost an additional monthly premium, but it provides coverage that allows you to choose your own Healthcare Providers, and it is easy to budget because as long as you pay the monthly premium, you will rarely get a bill.

Medicare Advantage Plan

The Good:

Very low monthly premium, sometimes $0.00

Insurance Company helps manage your care

Some dental and/or vision

Includes prescription drug coverage

The Bad:

High out of pocket costs up to $3,500 to $7,500

Doctor / Hospital Network: HMO or PPO

Requires referrals

Annual Contracts, can only change 10/15-12/07

Coverage is limited to your County

Insurance Company decides your care

In summary, a Medicare Advantage Plan operates like group health insurance that most of us have had our whole life, and has a low monthly premium. However, if you are retiring and your income is being reduced, it may be more difficult to have health insurance that is impossible to budget for because you do not know how much you will use the Plan each year.

Candid MedicareBob™: I assist roughly 100 people per month with choosing which Medicare Coverage is the best for them, and 70% of the time, the choice is a Medicare Supplement Plan. This does not mean that I do not like Medicare Advantage Plans, to me it really comes down to the pricing that is available for the Medicare Supplement Plans in your area. If a Medicare Supplement Plan F, G, or Plan N is $100 or less per month, than a Medicare Supplement makes a lot of sense for most people. This being said, I do have clients that cannot afford a Medicare Supplement, this is when I assist them in choosing the right Medicare Advantage Plan for them. As I mentioned previously, both Medicare Supplement Insurance and Medicare Advantage Plans typically offer better insurance than you have had while you were working.

 

You should know: The only time that you are guaranteed approval for any Medicare Supplement Plan is when you first turn 65 years old, or within 6 months of when you start Medicare Part B.

How do I, a licensed insurance agent/broker that sells Medicare Supplements and/or Medicare Advantage Plans make money?

This is a fair question, and I am happy to share this information with you. My services; Medicare education, telephonic enrollment, and customer service, has no additional cost to you. I get paid by the insurance company, not by you.

CLICK HERE TO WATCH A SHORT VIDEO: Medicare Advantage or Medicare Supplement, which is better?

Medicare insurance question? What quotes from 20+ Medicare Supplement Companies? What a chart of the available Medicare Advantage Plans in you County? Call me, Robert W. Bache aka MedicareBob™: 1-800-525-0299.

Robert W. Bache aka “MedicareBob™”
President / Producer
Senior Healthcare Direct
Direct Toll Free: 1-800-525-0299
Company Toll Free: 1-855-368-4717
www.srhealthcaredirect.com
Learn more about Robert aka “MedicareBob™”

https://www.seniorhealthcaredirect.com/medicarebob/

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Twin Falls County Idaho Medicare Supplement Quotes

Twin Falls County Idaho Medicare Supplement Quotes:

Effective September 2013:

Medicare Supplement Insurance: You pay a monthly premium, and in return your Medicare Supplement pays your medical and hospital bills that Medicare does not pay. The three most comprehensive Medicare Supplement Plans are:

  • Medicare Supplement Plan F: Full Coverage
  • Medicare Supplement Plan G: Small Deductible ($147.00)
  • Medicare Supplement N: Small Deductible & Copays (Part B Excess)

A Medicare Supplement (Medigap) also provides freedom when choosing your own Doctors and Hospitals.

Medicare Supplement Insurance pricing is based on: Age, Tobacco Use, Zip Code, etc.

 Twin Falls County Idaho     Zip Code:   83301

Senior Healthcare Direct represents over 26 different insurance companies. Our services are no cost to you; we are paid by the insurance companies.

A Medicare Insurance Agent costs you nothing,
but adds Customer
Service, Expertise,
Telephonic Enrollment and Customer Service!

Below are the lowest Twin Falls County Idaho Medicare Supplement Quotes.

Medicare Supplement Male Quotes

Age Plan F Plan G Plan N
65 $129.95 $129.45  $91.71
68 $133.36 $133.92  $94.38
72 $145.61 $151.79  $104.62

Get the best value for your Medicare Plan, call Senior Healthcare Direct at 1-855-368-4717.

Medicare Supplement Female Quotes

Age Plan F Plan G Plan N
65 $129.95  $129.45  $91.71
68 $133.36  $133.92  $94.38
72 $145.61  $151.79  $104.62

Call Senior Healthcare Direct today to receive your Custom
Medicare
Supplement Quote: 1-855-368-4717 OR
Get your Quote!

Company Toll Free: 1-855-368-4717

You can get more Medicare Supplement rates in Idaho.

Kootenai County Idaho Medicare Supplement Quotes

Kootenai County Idaho Medicare Supplement Quotes:

Effective September 2013:

Medicare Supplement Insurance: You pay a monthly premium, and in return your Medicare Supplement pays your medical and hospital bills that Medicare does not pay. The three most comprehensive Medicare Supplement Plans are:

  • Medicare Supplement Plan F: Full Coverage
  • Medicare Supplement Plan G: Small Deductible ($147.00)
  • Medicare Supplement N: Small Deductible & Copays (Part B Excess)

A Medicare Supplement (Medigap) also provides freedom when choosing your own Doctors and Hospitals.

Medicare Supplement Insurance pricing is based on: Age, Tobacco Use, Zip Code, etc.

 Kootenai County Idaho     Zip Code:   83815

Senior Healthcare Direct represents over 26 different insurance companies. Our services are no cost to you; we are paid by the insurance companies.

A Medicare Insurance Agent costs you nothing,
but adds Customer
Service, Expertise,
Telephonic Enrollment and Customer Service!

Below are the lowest Kootenai County Idaho Medicare Supplement Quotes.

Medicare Supplement Male Quotes:

Age Plan F Plan G Plan N
65 $129.95 $129.45  $91.71
68 $133.36 $133.92  $94.38
72 $145.61 $151.79  $104.62

Get the best value for your Medicare Plan, call Senior Healthcare Direct at 1-855-368-4717.

Medicare Supplement Female Quotes

Age Plan F Plan G Plan N
65 $129.95  $129.45  $91.71
68 $133.36  $133.92  $94.38
72 $145.61  $151.79  $104.62

Call Senior Healthcare Direct today to receive your Custom
Medicare
Supplement Quote: 1-855-368-4717 OR
Get your Quote!

Company Toll Free: 1-855-368-4717

You can get more Medicare Supplement rates in Idaho.

Bannock County Idaho Medicare Supplement Quotes

Bannock County Idaho Medicare Supplement Quotes:

Effective September 2013:

Medicare Supplement Insurance: You pay a monthly premium, and in return your Medicare Supplement pays your medical and hospital bills that Medicare does not pay. The three most comprehensive Medicare Supplement Plans are:

  • Medicare Supplement Plan F: Full Coverage
  • Medicare Supplement Plan G: Small Deductible ($147.00)
  • Medicare Supplement N: Small Deductible & Copays (Part B Excess)

A Medicare Supplement (Medigap) also provides freedom when choosing your own Doctors and Hospitals.

Medicare Supplement Insurance pricing is based on: Age, Tobacco Use, Zip Code, etc.

 Bannock County Idaho     Zip Code:   83201

Senior Healthcare Direct represents over 26 different insurance companies. Our services are no cost to you; we are paid by the insurance companies.

A Medicare Insurance Agent costs you nothing,
but adds Customer
Service, Expertise,
Telephonic Enrollment and Customer Service!

Below are the lowest Bannock County Idaho Medicare Supplement Quotes.                       

Medicare Supplement Male Quotes

Age Plan F Plan G Plan N
65 $129.95 $129.45  $91.71
68 $133.36 $133.92  $94.38
72 $145.61 $151.79  $104.62

Get the best value for your Medicare Plan, call Senior Healthcare Direct at 1-855-368-4717.

Medicare Supplement Female Quotes

Age Plan F Plan G Plan N
65 $129.95  $129.45  $91.71
68 $133.36  $133.92  $94.38
72 $145.61  $151.79  $104.62

Call Senior Healthcare Direct today to receive your Custom
Medicare
Supplement Quote: 1-855-368-4717 OR
Get your Quote!

Company Toll Free: 1-855-368-471

You can get more Medicare Supplement rates in Idaho.

Ada County Idaho Medicare Supplement Quotes

Ada County Idaho Medicare Supplement Quotes:

Effective September 2013:

Medicare Supplement Insurance: You pay a monthly premium, and in return your Medicare Supplement pays your medical and hospital bills that Medicare does not pay. The three most comprehensive Medicare Supplement Plans are:

  • Medicare Supplement Plan F: Full Coverage
  • Medicare Supplement Plan G: Small Deductible ($147.00)
  • Medicare Supplement N: Small Deductible & Copays (Part B Excess)

A Medicare Supplement (Medigap) also provides freedom when choosing your own Doctors and Hospitals.

Medicare Supplement Insurance pricing is based on: Age, Tobacco Use, Zip Code, etc.

 Ada County Idaho     Zip Code:   83709

Senior Healthcare Direct represents over 26 different insurance companies. Our services are no cost to you; we are paid by the insurance companies.

A Medicare Insurance Agent costs you nothing,
but adds Customer
Service, Expertise,
Telephonic Enrollment and Customer Service!

Below are the lowest Ada County Idaho Medicare Supplement Quotes.

Medicare Supplement Male Quotes

Age Plan F Plan G Plan N
65 $129.95 $129.45  $91.71
68 $133.36 $133.92  $94.38
72 $145.61 $151.79  $104.62

Get the best value for your Medicare Plan, call Senior Healthcare Direct at 1-855-368-4717.

Medicare Supplement Female Quotes

Age Plan F Plan G Plan N
65 $129.95  $129.45  $91.71
68 $133.36  $133.92  $94.38
72 $145.61  $151.79  $104.62

Call Senior Healthcare Direct today to receive your Custom
Medicare
Supplement Quote: 1-855-368-4717 OR
Get your Quote!

Company Toll Free: 1-855-368-4717

You can get more Medicare Supplement rates in Idaho.

Weber County Utah Medicare Supplement Quotes

Weber County Utah Medicare Supplement Quotes:

Effective September 2013:

Medicare Supplement Insurance: You pay a monthly premium, and in return your Medicare Supplement pays your medical and hospital bills that Medicare does not pay. The three most comprehensive Medicare Supplement Plans are:

  • Medicare Supplement Plan F: Full Coverage
  • Medicare Supplement Plan G: Small Deductible ($147.00)
  • Medicare Supplement N: Small Deductible & Copays (Part B Excess)

A Medicare Supplement (Medigap) also provides freedom when choosing your own Doctors and Hospitals. Medicare Supplement Insurance pricing is based on: Age, Tobacco Use, Zip Code, etc.

 Weber County Utah     Zip Code:   84404

Senior Healthcare Direct represents over 26 different insurance companies. Our services are no cost to you; we are paid by the insurance companies.

A Medicare Insurance Agent costs you nothing,
but adds Customer
Service, Expertise,
Telephonic Enrollment and Customer Service!

Below are the lowest Weber County Utah Medicare Supplement Quotes.

Medicare Supplement Male Quotes

Age Plan F Plan G Plan N
65 $124.60 $108.87  $85.05
68 $137.29 $115.97  $94.71
72 $157.36 $134.29  $109.83

Get the best value for your Medicare Plan, call Senior Healthcare Direct at 1-855-368-4717.

Medicare Supplement Female Quotes

Age Plan F Plan G Plan N
65 $110.01  $94.67  $75.39
68 $119.39  $103.67  $82.35
72 $136.83  $120.44  $95.50

Call Senior Healthcare Direct today to receive your Custom
Medicare
Supplement Quote: 1-855-368-4717 OR
Get your quote!

Discover more rates on Medicare Supplement Plans in Utah.

Washington County Utah Medicare Supplement Quotes

Washington County Utah Medicare Supplement Quotes:

Effective September 2013:

Medicare Supplement Insurance: You pay a monthly premium, and in return your Medicare Supplement pays your medical and hospital bills that Medicare does not pay. The three most comprehensive Medicare Supplement Plans are:

  • Medicare Supplement Plan F: Full Coverage
  • Medicare Supplement Plan G: Small Deductible ($147.00)
  • Medicare Supplement N: Small Deductible & Copays (Part B Excess)

A Medicare Supplement (Medigap) also provides freedom when choosing your own Doctors and Hospitals. Medicare Supplement Insurance pricing is based on: Age, Tobacco Use, Zip Code, etc.

 Washington County Utah     Zip Code:   84770

Senior Healthcare Direct represents over 26 different insurance companies. Our services are no cost to you; we are paid by the insurance companies.

A Medicare Insurance Agent costs you nothing,
but adds Customer
Service, Expertise,
Telephonic Enrollment and Customer Service!

Below are the lowest Washington County Utah Medicare Supplement Quotes.

Medicare Supplement Male Quotes

Age Plan F Plan G Plan N
65 $124.60 $108.87  $85.05
68 $137.29 $115.97  $94.71
72 $157.36 $134.29  $109.83

Get the best value for your Medicare Plan, call Senior Healthcare Direct at 1-855-368-4717.

Medicare Supplement Female Quotes

Age Plan F Plan G Plan N
65 $110.01  $94.67  $75.39
68 $119.39  $103.67  $82.35
72 $136.83  $120.44  $95.50

Call Senior Healthcare Direct today to receive your Custom
Medicare
Supplement Quote: 1-855-368-4717 OR

Get your quote!

Discover more rates on Medicare Supplement Plans in Utah.